Refinance
Take advantage of the best rates now.
Whether you want:
- Reduce your monthly payment
- Get cash out
- Get a better rate
- Shortening your term
Still Paying Rent? Invest in your Future.
Our compromise is to find the right mortgage and the best rate for you.
Apply now
Term
30 Years
- Most popular loan program
- Good for those who want low monthly payment
15 Years
- Less interest cost over-all
- Loan paid off 2x faster than 30 years
ARM
- Low payments in the fixed-rate phase
- Good for those who plan to sale or move in the next few years
Types
Conventional
- Downpayment as low as 3% (5% mostly)
- Mortgage insurance not required if 20% down
FHA
- Just 3.5% down
- Ideal for low and recovering credit scores
VA
- 0% down
- No private mortgage insurance(PMI)
USDA
- Not required downpayment
- Finance closing cost
Self-Employment
- No tax return required
- No PMI
Reverse
- Extra cash for living expenses and medical bills
- Allows you to stay in home
Mortgage Calculator
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Nelson Diaz
Loan Officer
NMLS#2108125
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